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Business insurance by industry

Retail, manufacturing and wholesale insurance

A shop, a manufacturer and a distributor can sell the same product while carrying different responsibilities. Explain who designs, makes, imports, stores and delivers each product.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

Prepare product categories, supplier locations, sales territories, stock values, manufacturing processes and marketplace or retailer contracts.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Compare product liability, stock and property questions with recall, transit and interruption requirements. Tell the provider about regulated goods and any products made or imported under your brand.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

A product is alleged to cause damage

A customer reports damage after using a product. Keep batch, supplier and sales records and ask which liability or recall terms may be relevant.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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