Car genie will search 100s of leading Canadian insurance providers to find you the best deal.
Get real quotes from top home insurance providers.
Compare Personalized Home Insurance Quotes Online
Protect your home, condo, or rental property with flexible coverage designed for the way you live. Insurance Genie helps residents compare home insurance quotes from trusted Canadian providers, quickly, simply, and entirely online.
Whether you’re purchasing your first home, renting an apartment, or looking for better coverage, we make it easier to find protection that fits your needs and budget.
Clients SAVE 100s on home insurance
Compare Home Insurance Quotes in 3 Simple Steps
Share Your Information
Tell us a few details about your property, location, and coverage needs.
Compare Your Options
Review personalized quotes and coverage recommendations from trusted insurance providers.
Choose Your Coverage
Select the policy that works best for your home and secure your coverage online.
Home Insurance Designed Around Your Needs
No two homes are exactly alike. That’s why Insurance Genie focuses on helping homeowners, condo owners, and renters find personalized insurance coverage instead of one-size-fits-all policies.
Whether you need protection for a detached home, condo unit, rental property, or personal belongings, comparing multiple quotes can help you find the right balance between coverage and cost.
Types of Home Insurance
Homeowner Insurance
Homeowner insurance helps protect your property, detached structures, personal belongings, and liability exposure.
Condo Insurance
Condo insurance can help cover your personal belongings, unit upgrades, liability, and expenses that may not be included in your condo corporation’s master policy.
Tenant Insurance
Tenant insurance helps renters protect their belongings while also providing liability coverage and additional living expense protection.
Landlord Insurance
Landlord insurance is designed for property owners who rent out homes, condos, or investment properties.
Why Choose Insurance Genie
Personalized Insurance Options
Coverage recommendations based on your property and insurance needs.
Competitive Quotes
Compare rates from trusted Canadian insurance companies.
Quick Online Experience
Get quotes and review options from the comfort of your home.
Ongoing Support
Licensed insurance professionals are available to answer questions and assist throughout the process.
Get a Home Insurance Quote Today
Compare personalized home insurance quotes online and explore coverage options designed for homeowners, condo owners, and renters across.
Why Compare Home Insurance With Insurance Genie?
Flexible Coverage Options:
Choose coverage that matches your property and priorities — from basic protection to enhanced policies with additional coverage options.
Compare Quotes Online
Review personalized home insurance quotes from multiple Canadian insurance providers in one place.
Simple Application Process
Get a quote online in minutes with a fast and straightforward process designed to save you time.
Licensed Insurance Advisors
Our team helps you understand your options so you can choose coverage with confidence.
What Affects Home Insurance Rates?
Property Location – Insurance rates may vary based on local weather risks, claims frequency, and rebuilding costs.
Property Type – Detached homes, condos, rental units, and apartments each have different insurance requirements.
Home Characteristics – The age of the property, roof condition, plumbing, heating systems, and construction materials can impact pricing.
Claims History - Past insurance claims may affect eligibility and premium costs.
Coverage Selections – Coverage limits, deductibles, and optional protections all contribute to the final premium.
Get HomeGenie working for you!
Frequently Asked Questions
Is home insurance mandatory in Ontario?
Home insurance is not legally required in Ontario, but most mortgage lenders require proof of insurance before approving financing.
How much home insurance coverage do I need?
Coverage needs vary based on your property type, rebuilding costs, belongings, and personal liability requirements.
Can I bundle home and auto insurance?
Yes. Many insurance providers offer discounts when home and auto insurance policies are bundled together.
What is not covered by standard home insurance?
Coverage exclusions vary by policy, but standard policies may not include certain types of flooding, wear and tear, or damage caused by poor maintenance.
