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Car insurance by area

Every city we cover for auto.

Choose a location to review insurance questions for your actual address and circumstances. City guides are planning information; request a personalized proposal from a licensed provider.

Car insurance · comparison examples

See what a different premium could mean.

Explore three car insurance illustrations, then compare your own coverage. These assumed amounts show the maths, not available rates or recent customer quotes.

Illustration of blue and silver cars beside a blue protection shield

Examples rotate as you browse
Assumed amounts · CAD per year

Illustrative comparison

A car insurance coverage check

10%lower in this illustration
Assumed annual premium
$1,800/yr
Assumed alternative
$1,620/yr
Calculated difference
$180/yr

Keep vehicle, driver, use and coverage details consistent when requesting proposals. Illustrative amounts, not a quote.

Illustrative comparison

A car insurance renewal comparison

27%lower in this illustration
Assumed annual premium
$2,400/yr
Assumed alternative
$1,752/yr
Calculated difference
$648/yr

Compare liability limits, accident benefits, deductibles and optional coverages alongside price. Illustrative amounts, not a quote.

Illustrative comparison

A car insurance deductible conversation

12.5%lower in this illustration
Assumed annual premium
$2,000/yr
Assumed alternative
$1,750/yr
Calculated difference
$250/yr

A different deductible changes your share of a covered loss. Ask for actual options and compare the tradeoff. Illustrative amounts, not a quote.

Illustrations use assumed premiums and are not insurer offers, customer results or guaranteed savings. Compare the same limits, deductibles and coverage before choosing. .

Short answer

Insurance Genie publishes car insurance pages for 20 live cities today, expanding to 64 across Ontario, Alberta, New Brunswick and Nova Scotia. Each page shows local premium context and routes requests to a participating brokerage licensed in that province. Basic auto insurance in British Columbia, Saskatchewan and Manitoba is government-administered, so private comparison does not apply there.

Availability varies by province, product, eligibility and partner capacity. A licence in one province does not authorize service in another.

Live examples
CRM examples will appear here once the feed is connected.

From Insurance Genie

Recent car insurance purchases

Explore recent policy purchases shared through our participating insurance professionals.

Recent policies will appear here when the Insurance Genie CRM feed is connected.

Your city, your postal code

Rates change street by street. So should the answer.

Start a request and a licensed professional in your province will work from your actual postal code, not a provincial average.

Start in 30 seconds Free · No obligation

You will see which licensed organization receives your request before anything is shared.

Be prepared

Claims scenarios: what happens next?

Hypothetical situations to help you prepare questions—not actual client claims or promises of coverage.

Two cars with collision damage

Collision damage

Scenario: A driver damages their vehicle in a collision.

What happens next: Record the incident and ask how fault, selected collision protection and the deductible affect the assessment.

Illustration: vehicle theft

Vehicle theft

Scenario: A parked vehicle is stolen.

What happens next: Report the theft and provide the requested records. The insurer will check theft protection, exclusions and settlement terms.

Illustration: injury after an accident

Injury after an accident

Scenario: Someone reports an injury following a road accident.

What happens next: Seek necessary care and notify the insurer. Applicable provincial benefits, liability rules and policy terms determine the next steps.

Actual outcomes depend on the facts and applicable wording. Read claims guidance · Ask about the next step