// http://paulirish.com/2011/requestanimationframe-for-smart-animating/ // http://my.opera.com/emoller/blog/2011/12/20/requestanimationframe-for-smart-er-animating // requestAnimationFrame polyfill by Erik Möller. fixes from Paul Irish and Tino Zijdel // MIT license
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Customer
Quoted from:
February 3, 2023
Male, 29 years old
Vehicle
2018
Honda
Accord
Average rate
$
306
/mth
$
3,672
/yr.
Our rate
$
210
/mth
$
2,520
/yr.
Location
Ontario
Saved
$
96
/mth
31
%
savings
Customer
Quoted from:
January 31, 2023
Male, 34 years old
Vehicle
2022
Tesla
Model X
Average rate
$
318
/mth
$
3,816
/yr.
Our rate
$
192
/mth
$
2,304
/yr.
Location
Ontario
Saved
$
126
/mth
39.6
%
savings
Customer
Quoted from:
January 26, 2023
Male, 64 years old
Vehicle
2015
Jeep
Wrangler
Average rate
$
135
/mth
$
1,620
/yr.
Our rate
$
87
/mth
$
1,044
/yr.
Location
Ontario
Saved
$
48
/mth
35.5
%
savings

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Step 1 of 3

Business Information

Is your mailing address the same as the business address?
Do you own or lease the building/unit that the business operates from?
Are all employees and physical locations based in Canada?
Is your company a Canadian domiciled company?
Do you have employees or physical locations in Quebec?
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Step 2 of 3

Business Details

It's a pleasure to meet you! We're looking forward to knowing more about your company. Just a few more questions and we can find you the best fit for your business insurance.

Do you have a similar insurance policy in place?
Will all your revenue be generated in Canada?

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Learn more about CGL Insurance

CGL provides coverage for bodily injury or property damage caused by products you sell, services you offer or locations from which you operate. The insurance coverage provided within a CGL policy includes Employers Liability, Employee Benefits Liability, Tenant's Legal Liability, Products Liability, Personal Injury, Advertising Injury, Completed Operations, and Non-owned Automobile.
‍

We suggest you have at least $2M as your liability limit
‍
Learn more about what's included:
‍

  • Employers Liability: Most employees are covered by worker's compensation but some employees do not qualify. Thus, the employers' liability provides bodily injury if an employee gets hurt at work—specifically, office employees who are not covered by worker's compensation.
    ‍

  • Employee Benefits Liability: Provides employers who make an error or omission in administering their employee benefits program.
    ‍

  • Tenant's Legal Liability: Included within most commercial general liability policies; and provides coverage for damage to a premise that you rent or control in which a covered peril damages the rented space within your care, custody and control. The policy does not cover the property you own within the rented space, only the damage caused to the landlord's property.
    ‍
  • Products Liability: This is included within most commercial general liability policies and provides coverage for any bodily injury or property damage caused by the products you sell.
    ‍
  • Personal/Advertising Injury: Encompasses a range of non-physical injuries that stem from specific actions. These actions include, but are not limited to, false arrest, detention or imprisonment, malicious prosecution, wrongful eviction or entry, defamation through oral or written publications, and infringement of an individual's right to privacy. These injuries may arise from various scenarios, such as being falsely accused, wrongfully evicted or having one's reputation tarnished through defamatory statements.
    ‍
  • Completed Operations: Refer to injuries that are not physical and occur after a specific action or event has been completed. These actions include, but are not limited to, false arrest, detention or imprisonment, malicious prosecution, wrongful eviction or entry, defamation through oral or written publications, and infringement of an individual's right to privacy. These injuries may occur as a result of a completed service or project and can have long-lasting effects on the individual or organization involved. It's important to note that these injuries differ from Bodily injuries, which are physical injuries caused by an accident or incident.
    ‍
  • Non-owned automobile: This coverage offers protection against liability when an employee uses their personal vehicle for business purposes. It is meant to cover situations where a business-related accident occurs while an employee is driving their car, not the company-owned one. This coverage is intended to fill the gap when the employee's personal auto policy needs to provide adequate protection. It's important to note that this coverage applies only when the vehicle is not owned, registered or contracted by the named business or on its behalf.
Learn more about E&O Insurance

E&O covers risks that are not covered under your Commercial General Liability Insurance. E&O Professional Liability provides coverage for financial losses to third parties due to a mistake or omission made while rendering a professional service.
‍

We suggest you have $2M for your E&O limit
‍