Protect Your Business from Everyday Liability Risks
No matter the size of your business, accidents can happen when you least expect them. A customer slips on your premises, a contractor accidentally damages a client's property, or your business becomes the target of a lawsuit alleging bodily injury or property damage.
Commercial General Liability Insurance (CGL) helps protect your business against the financial consequences of these common risks. From legal defence costs to settlements and judgments, a properly structured CGL policy can help safeguard your business assets and reputation while allowing you to focus on growth.
At Insurance Genie, we help Canadian businesses find affordable Commercial General Liability Insurance tailored to their industry, operations, and risk exposure.
Clients SAVE 100s on Commercial General Liability Insurance
What Does Commercial General Liability Insurance Cover?
Third-Party Bodily Injury
If a customer, visitor, vendor, or member of the public suffers an injury because of your business activities, your policy may help cover legal costs, medical expenses, settlements, and court-awarded damages.If a customer, visitor, vendor, or member of the public suffers an injury because of your business activities, your policy may help cover legal costs, medical expenses, settlements, and court-awarded damages.
Third-Party Property Damage
If your business operations accidentally damage someone else's property, your policy may help pay for repair or replacement costs as well as legal expenses.
Legal Defence Costs
Even if a claim against your business is unfounded, legal representation can be expensive. Commercial General Liability Insurance can help cover legal defence costs associated with covered claims.
Legal Personal and Advertising Injury
Many policies include coverage for claims involving:
Libel
Slander
Defamation
Copyright infringement in advertising
Misleading advertising allegations
Tenant's Legal Liability
Businesses that lease commercial space may receive coverage for damage they become legally responsible for causing to rented premises.
Benefits of Working With Insurance Genie
Fast
Fast and simple quote process
Access
Access to multiple insurance markets
Parking
Competitive pricing options
Coverage
Coverage tailored to your industry
Professionals
Expert guidance from licensed professionals
What Is Not Covered by Commercial General Liability Insurance?
While CGL insurance provides broad liability protection, it does not cover every business risk.Coverage exclusions commonly include:
Professional Errors or Advice
Employee Injuries
Damage to Your Own Property
Cyber Incidents
Commercial Vehicle Accidents
Get a Commercial General Liability Insurance Quote Today
A liability claim can happen at any time and often without warning. Commercial General Liability Insurance helps protect your business from unexpected legal costs, third-party injury claims, and property damage allegations.
Don't leave your business exposed to unnecessary financial risk.
Contact Insurance Genie today for a customized Commercial General Liability Insurance quote and discover coverage solutions designed specifically for your business.
Why Choose Insurance Genie?
Construction projects face unique risks, and no two builds are exactly alike. Insurance Genie works with trusted Canadian insurance providers to help contractors, builders, and developers secure coverage that matches their project's needs.
Benefits of working with Insurance Genie include:
- Access to multiple insurance markets
- Competitive rates
- Fast quote turnaround
- Licensed insurance professionals
- Ongoing support throughout the policy period
- Assistance with policy reviews and coverage options
Compare Trusted Canadian Providers
Access competitive insurance options from established insurers offering commercial and fleet coverage.
Fast and Convenient Quote Process
Save time by comparing options through a simple online process.
Guidance from Licensed Insurance Professionals
Our advisors help you understand your coverage choices and find a solution that aligns with your business.
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