Eighteen tools. No signup, no email gate, just answers.
Payroll, business costs, financing, insurance and everyday planning. Explore eighteen calculators and checklists, use your own figures and leave with clearer numbers and better questions.
Showing all 18 tools
Prepare for a better coverage conversation.
Review your business, organize policy questions and plan for disruption.


Commercial insurance coverage review
Work through activities, limits, exclusions and policy conditions before your broker review.
ChecklistOpen tool
Business risk assessment worksheet
Map property, liability, people and operational exposures to discuss with a licensed professional.
WorksheetOpen tool
Small business cyber security checklist
Review everyday controls, from multi-factor authentication to backups and incident planning.
ChecklistOpen tool
Contract insurance requirements checklist
Collect the limits, endorsements and certificate requirements your broker needs to check.
ChecklistOpen tool
Ontario WSIB premium estimator
Estimate a premium using your reportable insurable earnings and assigned WSIB rate.
CalculatorOpen tool
Business continuity plan checklist
Prepare practical recovery steps for your team, data, suppliers and essential services.
ChecklistOpen toolHiring, paying and planning for your team.
Compare the costs using the figures that apply to your business.

Ontario payroll planning calculator
Total net pay from gross pay and the CRA deductions you supply.
CalculatorOpen tool
True employee cost calculator
Build an annual budget from salary, contributions, benefits and overhead.
CalculatorOpen tool
Ontario termination pay planner
Budget from independently confirmed weeks of pay and other applicable amounts.
CalculatorOpen tool
Employee vs contractor cost calculator
Compare annual cash budgets for equivalent work, using your own assumptions.
CalculatorOpen toolPlan, finance and grow your business.
Test the numbers behind equipment, pricing and your next business decision.

GST / HST calculator
Add or remove sales tax using the applicable percentage you enter.
CalculatorOpen tool
Equipment financing calculator
Estimate fixed monthly payments, total repayments and interest from your lender terms.
CalculatorOpen tool
Buy vs lease equipment calculator
Compare simple pre-tax cash costs over the same equipment ownership period.
CalculatorOpen tool
Customer lifetime value & acquisition cost
Compare estimated customer gross profit with the cost of acquiring a customer.
CalculatorOpen tool
Should I incorporate in Ontario?
Prepare the facts for an accountant and lawyer to review your business structure.
ChecklistOpen tool
SMART goal builder
Turn an objective into a specific, measurable plan with an owner and a target date.
BuilderOpen toolDocuments, tracking and daily essentials.
Create a useful record, then print it or save a PDF from your browser.
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Try a broader word such as “tax”, “cost” or “insurance”, or return to the full collection.
Your inputs.
Clear assumptions.
Calculations run in your browser using the figures you enter. Each tool explains its formula or checklist, its assumptions and the details to confirm before making a decision.
For tax, payroll and WSIB planning, use the applicable figures from the official source or your professional adviser. A zero default is a placeholder, not a confirmed rate.
Official sources & calculation notesPut your planning
into a better conversation.
Use your notes to explain your business and the coverages you want to discuss with an appropriately licensed provider.
From Insurance Genie
Recent policy purchases
Explore recent policy purchases shared through our participating insurance professionals.
Recent policies will appear here when the Insurance Genie CRM feed is connected.

