Explore commercial insurance for a business based in Calgary, Alberta. Start with your operations, premises and customer contracts, then prepare questions about liability, property and the other policies your work may need.
A.M. Fredericks UnderwritingABEX o/b Affiliated Broker Exchange
Allianz Global RisksAmbri AssuranceApril Canada Inc.April MarineArthur J. Gallagher & Co
AVRO Insurance ManagersBeazley Canada LimitedBerkley Insurance CompanyBlueCross BlueShield
Burns & Wilcox CanadaCAA InsuranceCAN - Continental Insurance
Cansure Underwriting LtdCaradoc Townsend MutualChes Special Risk Inc.Chubb InsuranceChutter Underwriting Services
Core Underwriting ServicesDefinityDesjardins Financial Security Investments Inc.
Dominion of Canada/Travelers/Travelers EssentialEagle Underwriting Group Inc.Echelon
Excess Underwriting Corp.Facility Association
Forward InsuranceGlobal Aerospace Underwriting
Great-West LifeGroupAssureGroupOne Insurance
HDI Global Specialty SE
IA Excellence Life Insurance
INGLE International
Intact Public Entities
La CapitaleLiberty International CanadaLynx Insurance UnderwritersMarkel
NorthbridgeOld Republic
Optiom
PAL Insurance Brokers Canada
Premier Canada AssurancePremier MarinePremium Marine
Revolution Advanced Underwriting
SignalSignature Risks
South Western GroupSovereign GeneralSpecial Risk InsuranceSports & Fitness InsuranceSSQ AssuranceStarr Technical RisksStrategic UnderwritingSummit Underwriting Group Inc.The Boiler Inspection and Indemnity Company (BI&I)
The Totten Insurance GroupTrans Canada
TravelersTrinity Underwriting
Unique Risks
Victor Insurance
From Insurance Genie
Explore recent policy purchases shared through our participating insurance professionals.
Recent policies will appear here when the Insurance Genie CRM feed is connected.
Liability for your operations
A Calgary commercial general liability enquiry should describe what your business does at its premises and at customer sites. Bring any lease, supplier or client insurance conditions, including the required limits and additional insured wording.
Ask how the proposal addresses injury or property damage allegations arising from the declared operations. Review insured activities, territorial limits, exclusions and defence costs. A certificate should reflect the policy actually arranged; it does not settle every condition in a contract.
Residential and commercial cleaning
For a house cleaning company in Calgary, explain whether you clean private homes, offices, rental turnovers or specialist premises. Include the work performed by employees and subcontractors, the equipment used and the areas served.
For Calgary house cleaning services, insurance questions may include access to customer property, keys, tools and cleaning-related damage allegations. Explain any work at height or specialist treatment. Ask the professional which activities can be considered and what exclusions or conditions would apply.
Read the cleaning and janitorial guide →A Calgary retail insurance request should describe products, stock values, leased space, deliveries and online sales. Ask about liability, property and income interruption using the same sales and inventory details.
Retail insurance guide →For builders risk insurance in Calgary, describe the site, existing structure, new work, budget and dates. Explain who owns the project and who is arranging insurance. Ask about the start and end of protection, delays and any required transition to an occupied-building policy.
Builders risk guide →Professional liability insurance for Calgary photographers should be discussed using the actual assignments and client contracts. Ask separately about equipment, public liability, drone work and responsibility for a professional error. A business-policy title alone does not establish those terms.
Photographer insurance guide →For cannabis insurance in Calgary, explain whether the business involves retail, cultivation, processing, distribution or ancillary services. Provide the relevant licences and operations to the receiving professional. Product and insurer availability must be confirmed for the activity.
Cannabis business guide →Confirm local business approvals separately using the City of Calgary business licence information. Check an insurance professional using the Alberta Insurance Council lookup. A licence or permit checklist does not establish the insurance terms offered to your business.
Insurance Genie is an information and referral platform. It does not operate a Calgary insurance office or issue policies. Availability depends on a participating provider’s Alberta licensing, the product and the business being considered.
Your local questions
Describe the Calgary business address, all work locations, products and services. Include customer contracts, requested limits and claims history. A participating licensed professional must confirm Alberta availability and whether the activity can be considered before an enquiry becomes a policy offer.
List the homes or commercial premises cleaned, services provided, employees, subcontractors and equipment. Explain keyholding, access to customer property, work at height and any specialist cleaning. Ask about liability, customer property, tools and vehicles as separate coverage questions.
Tell your home insurer about the work before relying on the policy. Describe stock, equipment, visitors, deliveries and professional services. Ask the receiving commercial professional which business exposures require a separate discussion and how the proposed policies would fit together.
The quote needs the actual activities, revenue, property values, claims history, limits and deductibles. Request prices using the same business description and ask for the full annual cost, including applicable fees. Compare the terms behind the price; this guide does not publish available Calgary rates.
Use the Alberta Insurance Council’s Agent and Agency Lookup to search the professional or agency. Confirm the current licence status and ask who will handle your request. The receiving professional must also confirm whether the particular product and business can be considered.
Choose the contact option that suits you. Give the receiving professional your location and activity so they can confirm the next step.
General coverage background: Insurance Bureau of Canada’s business insurance guide.
Be prepared
Hypothetical situations to help you prepare questions—not actual client claims or promises of coverage.
Scenario: Someone alleges an injury arose from the business operations.
What happens next: Preserve incident records and notify the insurer. Declared activities, liability wording and the facts determine whether a policy responds.
Scenario: Equipment used by the business is damaged or stolen.
What happens next: Document ownership, location and cause. Ask the insurer to review the insured property, exclusions, valuation and deductible.
Scenario: Damage prevents the business from operating normally.
What happens next: Keep revenue and expense records. Business interruption depends on the insured trigger, selected coverage and applicable terms.
Actual outcomes depend on the facts and applicable wording. Read claims guidance · Ask about the next step
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