Business insurance by industry

Security and protection services insurance

Static guards, event work, investigations and alarm services should be declared separately. The use of force, weapons, animals or specialist equipment changes the review.

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Prepare a useful insurance submission

Describe licences, training, sites, hours, crowd sizes, subcontractors, patrol methods and incident procedures. Supply customer contracts and equipment installation details.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Ask about assault-related allegations, professional errors, keyholding, custody of property and any restricted operations. Acceptance of one security activity does not establish acceptance of another.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

A customer alleges a security failure

Preserve logs, instructions and permitted evidence. Notify the insurer and review the contractual duties and declared operation before assuming a policy response.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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