Business insurance by industry

Transportation and delivery insurance

Vehicle use, goods in transit and custody of customer property need to be described together. A courier, mover and driving school have different operating details.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

List vehicles, drivers, routes, radius of operation, cargo types, storage arrangements and customer contracts. Identify paid instruction or passenger transport.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Ask separately about commercial auto, cargo, loading and unloading, temporary storage and contractual liability. Confirm that each vehicle’s actual use is accepted.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

Goods are damaged in transit

Record where damage occurred, who had custody and the delivery condition. Ask how cargo terms and the transport contract apply.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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