Driving instructors & driving schools
Prepare a commercial general liability and property review for your driving school, classroom, office and teaching equipment. Coordinate the business coverages with your vehicle insurance.
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Discuss allegations of bodily injury or property damage arising from your declared business operations. Ask how classroom activity, visitors and off-site instruction are described, and review automobile-related exclusions.
List computers, furniture, teaching materials, signage and tenant improvements. Explain where equipment is kept and whether it travels between locations. Compare valuation, insured causes of loss and deductibles.
Ask what insured damage must occur before interruption coverage responds. Review the selected period, continuing expenses and arrangements for alternative teaching space.
Discuss allegations involving advice or instruction separately. Ask whether professional liability, cyber coverage, employment-related risks or other protections need their own wording.
CGL and property insurance do not replace insurance that accepts paid driving instruction in a vehicle. Ask the professional handling your request to coordinate both reviews.
Review instructor auto insurance → Explore instructor fleets →Document the incident and notify the insurer. The facts, declared activities, exclusions and policy wording determine whether a liability policy responds.
Record the cause, items affected and ownership. Ask how the policy treats equipment on the premises and away from the school.
Keep expense and revenue records. Confirm the required trigger and interruption terms before assuming lost income is covered.
Compare the same operations, limits and deductibles across proposals. Products and availability depend on the provider and your circumstances.
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