Business insurance by industry

Technology and digital services insurance

Software delivery, hosted services and IT support bring different dependencies. Describe whether you build, operate, secure or simply advise on a client’s systems.

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Prepare a useful insurance submission

Bring contracts, service commitments, customer sectors, data types, hosting arrangements and details of outsourced providers and security controls.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Discuss technology errors and omissions, cyber response, service interruption and contractual liability. Explain payment processing, critical systems and cross-border customers.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

Software Development

Related activities: IT Consultant, Developer, Coder, Web Development, Information Technology

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A claims scenario to discuss

Hypothetical scenario

A service outage affects a client

Keep incident timelines and contract records. Ask how alleged service errors and your own response costs are treated under the relevant policies.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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