Business insurance by industry

Accommodation and hospitality properties insurance

Short stays, student rentals, camps and hotel operations have different occupancy patterns. Explain services offered alongside the accommodation.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

List buildings, guest capacity, rental duration, amenities, housekeeping, food service and any recreational activities.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Discuss building and contents protection, guest injury allegations, loss of income and vacancy or seasonal conditions. Platform protection should be reviewed alongside your own arrangements.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

Damage makes accommodation unavailable

Document the cause and interrupted bookings. Ask what loss triggers and time limits apply before assuming income is covered.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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