Accommodation and hospitality properties · Business insurance

Campground and RV Park Insurance

Camp operations can involve supervision, accommodation and organized activities.

Prepare your campground and rv park insurance enquiry around the work you actually perform, the property you rely on and your customer agreements.

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No obligation to buy. A licensed provider confirms terms and availability.

Start with your campground and rv park operations

Short stays, student rentals, camps and hotel operations have different occupancy patterns. Explain services offered alongside the accommodation.

A question to put to your broker

Are overnight stays and all scheduled activities expressly accepted?

Prepare for your campground and rv park quote

Details of the work

Ages, activities, staff arrangements and emergency plans.

Your business records

Bring your legal business name, operating locations, revenue split, employee and subcontractor details, current policy and claims history. Identify changes planned during the coming year.

List buildings, guest capacity, rental duration, amenities, housekeeping, food service and any recreational activities.

Coverage questions to compare

Discuss building and contents protection, guest injury allegations, loss of income and vacancy or seasonal conditions. Platform protection should be reviewed alongside your own arrangements.

Use the guides below to prepare questions, rather than assuming every section is required or included. A package name alone does not establish what is insured.

Keep proposals comparable

Use the same declared activities, locations and values. Compare limits, deductibles, exclusions, defence costs where relevant and the full policy term. Highlight contractual insurance requirements before you accept a proposal.

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Claims scenario: campground and rv park

Hypothetical scenario

A participant incident occurs during a supervised program.

Preserve the relevant agreement, photographs and incident records, and notify the insurer according to the policy instructions. Ask how the declared campground and rv park activities, cause of loss and applicable exclusions affect the review.

Actual outcomes depend on the facts and wording. This example is not a promise that a claim will be paid.

Questions before you request campground and rv park insurance

What can change the cost of my proposal?

The activity details, scale, locations, claims history and selected terms affect an individual review. For campground and rv park, start with these details: ages, activities, staff arrangements and emergency plans. A published example is not your quote.

What if I add another service?

Tell the provider before relying on cover for the new activity. Describe how it changes the operation and ask whether an endorsement or separate policy is needed.

Are overnight stays and all scheduled activities expressly accepted?

Send the exact activity description and relevant contract to the licensed professional. Ask for the applicable policy sections and exclusions to be explained, and obtain confirmation of accepted activities and effective dates.

Take the next step

Bring this checklist to your insurance conversation. Submitting an enquiry does not bind coverage.

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