Explore our location guides, then bring your property details and coverage questions to your insurance conversation.
Explore home insurance →Home premiums track construction cost, water and fire risk, and claims history in your area. Each page covers what drives rates locally, and which endorsements matter most there.
Home insurance · comparison examples
Explore three home insurance illustrations, then compare your own coverage. These assumed amounts show the maths, not available rates or recent customer quotes.
Examples rotate as you browse
Assumed amounts · CAD per year
Ask about unit improvements, personal property, loss assessment and deductibles. Illustrative amounts, not a quote.
Check rebuilding limits, water coverage, exclusions and deductibles before comparing home proposals. Illustrative amounts, not a quote.
A lower price can include different water limits or exclusions. Compare the same coverage questions. Illustrative amounts, not a quote.
Illustrations use assumed premiums and are not insurer offers, customer results or guaranteed savings. Compare the same limits, deductibles and coverage before choosing. .
Insurance Genie publishes home insurance pages for 64 cities across Ontario, Alberta, New Brunswick and Nova Scotia, covering homeowner, condo, tenant and rental property coverage. Each page routes requests to a participating brokerage licensed in that province.
A.M. Fredericks UnderwritingABEX o/b Affiliated Broker Exchange
Allianz Global RisksAmbri AssuranceApril Canada Inc.April MarineArthur J. Gallagher & Co
AVRO Insurance ManagersBeazley Canada LimitedBerkley Insurance CompanyBlueCross BlueShield
Burns & Wilcox CanadaCAA InsuranceCAN - Continental Insurance
Cansure Underwriting LtdCaradoc Townsend MutualChes Special Risk Inc.Chubb InsuranceChutter Underwriting Services
Core Underwriting ServicesDefinityDesjardins Financial Security Investments Inc.
Dominion of Canada/Travelers/Travelers EssentialEagle Underwriting Group Inc.Echelon
Excess Underwriting Corp.Facility Association
Forward InsuranceGlobal Aerospace Underwriting
Great-West LifeGroupAssureGroupOne Insurance
HDI Global Specialty SE
IA Excellence Life Insurance
INGLE International
Intact Public Entities
La CapitaleLiberty International CanadaLynx Insurance UnderwritersMarkel
NorthbridgeOld Republic
Optiom
PAL Insurance Brokers Canada
Premier Canada AssurancePremier MarinePremium Marine
Revolution Advanced Underwriting
SignalSignature Risks
South Western GroupSovereign GeneralSpecial Risk InsuranceSports & Fitness InsuranceSSQ AssuranceStarr Technical RisksStrategic UnderwritingSummit Underwriting Group Inc.The Boiler Inspection and Indemnity Company (BI&I)
The Totten Insurance GroupTrans Canada
TravelersTrinity Underwriting
Unique Risks
Victor Insurance
From Insurance Genie
Explore recent policy purchases shared through our participating insurance professionals.
Recent policies will appear here when the Insurance Genie CRM feed is connected.
So is the right endorsement package. Start a request and have a licensed professional review your address, not your city.
Be prepared
Hypothetical situations to help you prepare questions—not actual client claims or promises of coverage.
Scenario: A pipe breaks and damages flooring and belongings.
What happens next: Document the source and damage. The insurer will review the cause, policy wording, limits and deductible; different water events have different treatment.
Scenario: Personal belongings are taken during a break-in.
What happens next: Keep police details and proof of ownership. Item limits, valuation and any scheduled coverage are part of the assessment.
Scenario: A visitor alleges an unsafe condition caused an injury.
What happens next: Send the allegation to your insurer promptly. Liability and the policy response require investigation rather than an assumed payout.
Actual outcomes depend on the facts and applicable wording. Read claims guidance · Ask about the next step
Choose your city or town to prepare a local comparison.
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