Sports, fitness and recreation insurance

Prepare a useful insurance submission

Bring instructor credentials, participant numbers, facility agreements, equipment lists and details of competitions, trips or contact activities.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Discuss participant injury allegations, professional instruction, rented premises and safeguarding requirements. A waiver is not a substitute for a coverage review.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

No matching activity. Try a broader term or contact us about your work.

A claims scenario to discuss

Hypothetical scenario

An injury during a session

A participant reports an injury during instruction. Record the activity and supervision, preserve incident reports and notify the insurer without promising an outcome.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.