Business insurance by industry

Pet and animal services insurance

Caring for animals can involve customer homes, transport, overnight boarding or hands-on treatment. Distinguish those activities from simply selling pet products.

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Prepare a useful insurance submission

List species, animal numbers, overnight stays, transport, treatment or training methods and the premises used. Include staff experience and customer agreements.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Ask how animals in your care, custody or control are treated and whether professional services, bites, escapes or transport need specific wording.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

An animal is injured while in care

Document the care arrangements and incident, arrange appropriate assistance and notify the insurer. The accepted activities and policy terms guide the assessment.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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