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Nonprofits, charities and associations insurance

A volunteer-led organization may still manage premises, events, money and employment responsibilities. Describe your purpose and day-to-day activities together.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

Bring governing documents, board structure, budgets, volunteer roles, fundraising plans and details of work with vulnerable people.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Review directors and officers, general liability, crime, events and safeguarding exposures. Explain residential services or property management separately.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

A decision by the board is challenged

Keep meeting records, decisions and correspondence. Ask which management liability terms and notification requirements may be relevant.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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