Food, drink and hospitality insurance

Prepare a useful insurance submission

Provide menus, cooking equipment, fire protections, seating, alcohol service, event work and delivery arrangements.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Review product liability, premises liability, stock spoilage, equipment and interruption questions. Explain liquor service and outsourced delivery rather than assuming they are included.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

No matching activity. Try a broader term or contact us about your work.

A claims scenario to discuss

Hypothetical scenario

A customer alleges illness

Preserve ingredient, supplier and service records and follow appropriate reporting procedures. Ask how the allegation is assessed under the policy.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.