Community services and education insurance

Prepare a useful insurance submission

List participant ages, staff and volunteer checks, premises agreements, excursions, transport and activity schedules.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Ask about public liability, instruction, safeguarding and property. Schools, daycares and supervised clubs should not be treated as interchangeable risks.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

No matching activity. Try a broader term or contact us about your work.

A claims scenario to discuss

Hypothetical scenario

An incident during a group activity

Preserve attendance and supervision records, provide appropriate help and follow reporting procedures. Ask how the declared activity is treated.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.