Business insurance by industry
Commercial vehicles insurance
Business use should be described for every vehicle, from service calls to deliveries. Personal use, paid transport and specialist modifications also matter.
Start my business enquiry → Find your activity ↓
Prepare a useful insurance submission
Prepare a vehicle and driver schedule, annual distances, operating areas, parking details, ownership and claims history.
Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.
Coverage questions for your operation
Compare accepted use, liability, selected vehicle damage protections and replacement transport. Fleet eligibility and cargo protection require separate confirmation.
Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.
Find your business activity
Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.
No matching activity. Try a broader term or contact us about your work.
A claims scenario to discuss

Hypothetical scenario
A work vehicle is damaged
Record the incident and vehicle use, notify the insurer and confirm repair and replacement-vehicle arrangements under the selected terms.
Actual outcomes depend on the facts, accepted activities and policy wording.
Ready for the next conversation?
Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.
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