Business insurance by industry

Beauty, spa and aesthetics insurance

Salon services and invasive or device-based treatments need different descriptions. List every procedure, including occasional services and those delivered by renters or contractors.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

Bring qualifications, treatment and device lists, consent procedures, product details and arrangements with independent practitioners.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Discuss treatment liability, burns or reactions, infection allegations and product sales. Confirm acceptance of each procedure, especially injectables, lasers or other specialist treatments.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

A client reports a reaction

Document the products, procedure and consent securely and notify the insurer. The accepted treatments and applicable wording determine the next steps.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

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