Automotive businesses and dealerships insurance

Prepare a useful insurance submission

List services, premises, stored vehicle values, road testing, towing radius, sales or rental operations and staff access to keys.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Ask about garage liability, vehicles in custody, own stock, tools and commercial auto. Confirm how road tests and off-site work are handled.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

No matching activity. Try a broader term or contact us about your work.

A claims scenario to discuss

Hypothetical scenario

A customer vehicle is damaged

Record custody, work instructions and the incident. Ask which garage or vehicle terms apply before agreeing to repairs or reimbursement.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.