Business insurance by industry

Architecture, engineering and design insurance

Design services can extend from early advice to certification and site observation. Identify the decisions you make and the decisions retained by the client or contractor.

Start my business enquiry → Find your activity ↓

Prepare a useful insurance submission

List disciplines, professional registrations, project types, contract values, territories and responsibilities for drawings, specifications or inspections.

Include your legal business name, operating locations, revenue, current cover and claims history. Explain all activities, including occasional work.

Coverage questions for your operation

Review professional liability, limitation clauses, retroactive dates and notification terms. Explain structural, environmental, industrial or other specialist work explicitly.

Compare the declared work, limits, deductibles and exclusions in each proposal. Availability depends on your activities, province and the participating licensed provider.

Find your business activity

Use these activities to prepare your enquiry. Tell the provider exactly what you do; inclusion here is not confirmation of cover or acceptance.

A claims scenario to discuss

Hypothetical scenario

A design issue is alleged

Retain drawings, revision history, calculations and instructions. Report the allegation and clarify how the engagement and professional policy terms apply.

Actual outcomes depend on the facts, accepted activities and policy wording.

Ready for the next conversation?

Bring your activity list and questions to a licensed insurance professional. An enquiry is not a quote or confirmation of insurance.

Start my business enquiry → Browse all business guides →