/* Shared accessibility and responsive refinements, September 2026. */
html{scroll-padding-top:110px}body{overflow-wrap:break-word}.vp{min-width:0}.vp img{max-width:100%;height:auto}.vp .wrap.narrow{max-width:850px}.vp .grid>*{min-width:0}.vp .hero-in{gap:clamp(28px,5vw,72px);align-items:center}.vp .hero .dsp{font-size:clamp(34px,3.65vw,56px);line-height:1.08;letter-spacing:-.045em}.vp .hero .lead{max-width:58ch;font-size:18px;line-height:1.7}.vp .hero-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:24px 0}.vp .fineprint{line-height:1.65}.vp .refresh-hero{display:block;min-height:0;aspect-ratio:auto;background:transparent;filter:none;transform:none}.vp .refresh-hero img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:24px;box-shadow:0 16px 45px #16326018}.vp .refresh-hero .image-caption{font-size:13px;color:var(--ink-2);margin-top:14px;text-align:center}.vp .section-tint{background:var(--blue-wash)}.vp .card h3{margin-bottom:12px;font-size:21px}.vp .card h3 a{color:var(--ink);text-decoration:none}.vp .card p{line-height:1.7}.vp .text-link{display:inline-flex;align-items:center;gap:8px;min-height:44px;margin-top:12px;font-weight:700;color:var(--blue-ink)}.vp .step-number{display:block;color:var(--blue);font-size:15px;font-weight:800;letter-spacing:.05em;margin-bottom:14px}.vp .answer-summary{padding:22px;background:var(--blue-wash);border-left:4px solid var(--blue);border-radius:0 14px 14px 0;margin:24px 0}.vp .answer-summary h2,.vp .answer-summary h3{font-size:21px;line-height:1.3;margin-bottom:10px}.vp .answer-summary p{font-size:16px;line-height:1.75}.vp details{border-bottom:1px solid var(--line);padding:16px 0}.vp details summary{cursor:pointer;min-height:44px;display:list-item;font-weight:700;font-size:17px;padding:10px 8px;line-height:1.5}.vp details p{padding:6px 8px 12px;line-height:1.75}.vp .quote-options label{display:block;font-weight:700;margin-bottom:10px}.vp .quote-options select{width:100%;font:inherit;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:10px;min-height:48px;padding:12px}.vp .quote-options a{white-space:normal}.vp .narrow ul{padding-left:24px;line-height:1.8}.vp .narrow p{line-height:1.75}.vp .trust,.vp .chip{white-space:normal;max-width:100%}.vp .trust{flex-wrap:wrap}.vp .chip{min-width:0;line-height:1.5}.vp .chip svg{flex-shrink:0}.vp .gpanel{position:fixed;bottom:96px;max-height:calc(100dvh - 130px);z-index:100}.vp .mmenu{max-height:calc(100dvh - 80px)}.vp .mmenu-nav a{min-height:44px}.vp .burger{width:44px;height:44px}.vp .nav a{min-height:44px;display:inline-flex;align-items:center}.vp .tk-item{white-space:normal;font-size:12px}.vp .ticker{display:none}.vp .cv{content-visibility:visible;contain-intrinsic-size:none}.vp .btn,.vp button,.vp input,.vp select{touch-action:manipulation}.vp .btn{min-height:44px}.vp .art{max-width:100%;overflow-wrap:anywhere}.vp .art p,.vp .art li{line-height:1.8}.vp .art table{display:block;overflow-x:auto;max-width:100%;border-collapse:collapse}.vp .art img{border-radius:14px}.vp .cover img{width:100%;height:100%;object-fit:cover}.vp .cover{overflow:hidden}.skip-link{position:fixed;top:8px;left:12px;z-index:9999;transform:translateY(-200%);padding:12px 18px;border-radius:8px;background:#163d91;color:white;font-weight:700}.skip-link:focus{transform:translateY(0)}:focus-visible{outline:3px solid #b87500!important;outline-offset:4px!important}.vp .gpanel a{color:var(--blue-ink);text-decoration:underline}.vp .gp-body{overflow-y:auto}.vp .hero-art>svg{max-width:100%}
@media(max-width:1100px){.vp .nav{display:none}.vp .burger{display:flex}.vp .hdr-cta .tel{display:none}.vp .hdr-in{gap:16px}.vp .burger{margin-left:auto}.vp .hero-in{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
@media(max-width:800px){.vp .hero-in{grid-template-columns:minmax(0,1fr)}.vp .refresh-hero{max-width:600px;margin:0 auto;width:100%}.vp .hero{padding-top:32px;padding-bottom:36px}.vp .hero .dsp{font-size:clamp(34px,6vw,48px)}.vp .hero-art{min-width:0}.vp .grid.g3{grid-template-columns:repeat(2,minmax(0,1fr))}.vp .hero-pin{display:none}.vp .sec{padding-top:40px;padding-bottom:40px}}
@media(max-width:560px){html{scroll-padding-top:90px}.vp .grid.g2,.vp .grid.g3,.vp .grid.g4{grid-template-columns:minmax(0,1fr)}.vp .hero-in,.vp .wrap{padding-left:20px;padding-right:20px}.vp .hero .lead{font-size:17px;line-height:1.65}.vp .hero-actions{align-items:stretch;margin-top:20px;gap:10px}.vp .hero-actions .btn{width:100%;justify-content:center}.vp .refresh-hero img{aspect-ratio:16/10;border-radius:18px}.vp .hdr-cta{display:none}.vp .card{padding:22px}.vp .trust{display:flex;align-items:flex-start;gap:8px}.vp .wrow{min-width:0;gap:8px}.vp .wrow input{width:0;min-width:0;flex:1;font-size:16px}.vp .wtabs{gap:2px}.vp .wtabs button{font-size:13px;padding:10px 6px;min-width:0;min-height:44px}.vp .wtabs button svg{width:16px}.vp .dock{position:fixed;left:0;right:0;bottom:0;margin:0;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:var(--surface)}.vp .ftr{padding-bottom:110px}.vp .dock-in{max-width:540px;margin:auto}.vp .dock-b{width:54px}.vp .dock-q{font-size:14px}.vp .gpanel{left:12px;right:12px;width:auto;bottom:92px;max-height:calc(100dvh - 112px)}.vp .artfilter{display:flex;flex-wrap:wrap;gap:8px}.vp .artfilter a{min-height:44px}.vp .byline{flex-wrap:wrap}.vp .byline .lnks a{display:inline-flex;min-height:44px;align-items:center}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}.vp *{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
@media print{.vp .hdr,.vp .dock,.vp .gfab-wrap,.skip-link{display:none}.vp .sec{padding:18px 0}.vp .card{break-inside:avoid}}

.vp .table-scroll{max-width:100%;overflow-x:auto;overscroll-behavior-x:contain;-webkit-overflow-scrolling:touch;margin:16px 0}.vp .table-scroll table{margin:0}.vp main>.sec>.wrap>p,.vp main>.sec>.wrap>ul{max-width:78ch;font-size:16px;line-height:1.8}.vp main>.sec>.wrap>h2{margin-bottom:20px}.vp main>.sec>.wrap>p+p{margin-top:14px}.vp main>.sec>.wrap>ul{padding-left:24px}.vp main>.sec>.wrap>ul li{margin:8px 0}.vp .hero-art.refresh-hero{width:100%;max-width:none;margin-left:0;margin-right:0}.vp .hero-art.refresh-hero img{max-width:100%}